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CREDIT CARD

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WITH THE CREDIT CARD YOU FEEL FREE EVERY DAY
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WITH THE CREDIT CARD
YOU FEEL FREE EVERY DAY!

  • 0% Interest for total payment of monthly invoice balance
  • Up to 45 days to pay the card liability
  • Pay only 5% of the card expenses
  • 0 commission for POS & Internet purchases in & outside Albania
  • fast & secure Contactless payments

 

WHAT IS INTESA SANPAOLO BANK ALBANIA CREDIT CARD?

Intesa Sanpaolo Bank Albania Credit Card is a card for Individuals, linked to a line of credit approved by the Bank, which represents the Card limit. It bears MasterCard logo and can be used to make payments or withdraw cash within the country and abroad, wherever this logo is displayed. The Credit Card is issued in Albanian Lek (ALL) since it is the basic currency of both incomes and expenses.

 


BUY NOW, PAY LATER

A Credit Card offers exceptional flexibility to its users. The purchases and withdrawals made during a month will be paid in the successive month. Until the last payment date you may choose to:
Pay the total monthly invoice balance. No interest is applied over the used credit amount.
Pay only 5% of the card expenses. The outstanding invoice amount can be carried forward to the following months and it is subject of the most favorable interests in the market.

 

 

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USE OF A CREDIT CARD

Everything is now possible with Intesa Sanpaolo Bank Albania Credit Card.
The Credit Card is supported with the most advanced Contactless technology, enabling fast and secure payments by simply tapping your card on the device.


Purchases and Payments  
   
• POS/Internet     
• Reservation through telephone    
• Memberships    
• Contactless purchases

 

ATM transactions


• Cash withdrawal
• Balance inquiry (on-us and off-us ATMs)
• Change of PIN code (on-us ATM)

 


ADVANTAGES OF A CREDIT CARD


• 0% Interest for total payment of monthly invoice balance
• 0 commission for POS & Internet purchases, inside and outside the country
• 0 maintenance commission for the first year
• Up to 45 days to pay the card liability
• You can pay only 5% of your monthly expenses and carry forward the outstanding amount in the following months, subject of the most competitive interest rates in the market
• Time saving through fast and secure Contactless payments

 


How to apply for a credit card?

 

It is easier than expected:

  • Visit the nearest branch of Intesa Sanpaolo Bank Albania
  • Required documentation: Identification document, proof of income and a family certificate*
  • Fast approval

*The Bank reserves the right to request for additional documents on case by case basis

 

 

FREQUENTLY ASKED QUESTIONS

 

CREDIT CARD - BASIC CONCEPTS (PDF)

 

USE OF A CREDIT CARD (PDF)

 

LIMITS, INTERESTS, COMMISSIONS & FEES (PDF)

 

CARD SECURITY (PDF)

 

 

CALL CENTER
08006000 (Free from Albtelecom & Eagle)
TEL: +355 4 22 76 000
CEL: +355 69 20 80 903
info@intesasanpaolobank.al

 

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