All customers with fixed monthly incomes who need a car but do not have all money at hand, are offered the chance they longed for: Car loan of up to USD 30,000.

Advantages

• Available in EUR, USD and ALL
• Easy loan practise
• Agreement with some major concessionaries

Product Terms

• Currency: EUR, USD, LEK
• Amount: Up to 30 000 (USD)
• Interest rate: 1 Year LIBOR, Euro LIBOR,TBILL * (adjusted every year based on

              LIBOR, Euro LIBOR, TBILLS) plus:            USD 5.00 %; EUR 6.00 %; LEK   5.00 %
              Minimum Interest Rate (MIR) applicable: USD 9.00 %; EUR 8.50 %; LEK 13.00 %

• Tenor: Up to 40 months
• Collateral: Pledge on the car and Casco Insurance
• Participation: Not more than 70% of the car value.
• Payment method: Fixed monthly installments (principal + interest)
• Administration Fee: EUR 300 for total reimbursement of legal administrative expenses.
• Prepayment Fee: Two weeks’ notice to the Bank against EUR50 penalty +3% of the amount prepaid.
• If you have a deposit with the bank you will receive preferential conditions.

The above data are informational. In order to receive the full Terms and Conditions, please address to one of our nearest branches.