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08006000 (Free from Albtelecom & Eagle)
+355 4 22 76 000/ 222 / 223
+ 355 (0) 692080903
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Car Loan

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All customers with stable monthly incomes who need a car but do not have all money at hand, are offered the chance they longed for: Car Loan
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Advantages
  • Available in EUR and ALL
  • Easy loan practice
  • Interest rates in accordance with your incomes
  • Possibility of direct application in some major concessionaries and car dealers the Bank has an agreement with.
  • Available for new and used cars as well 
Product Terms
  • Currency: EUR, LEK
  • Amount: Up to Eur 40.000/ Lek 6.000.for new car and Eur 20.000 / Lek 2.800.000 for used car
  • Interest rate: Euribor1Y +5%; Tribor 1Y + 4.5%;
  • Minimum Interest Rate (MIR) applicable: EUR 8.00 %; LEK 11.00 %
  • Tenor: Up to 60 months for new cars/ Up to 36 months for used cars
  • Collateral: Pledge on the car and Casco Insurance
  • Participation: Not more than 75% of the car value for new cars/ Not more than 65% of the car value for old cars
  • Payment method: Fixed monthly installments (principal + interest)
  • Administration Fee: 1.5% of the loan amount
  • Prepayment Fee: Two weeks’ notice to the Bank against EUR 50 penalty +3% of the amount prepaid.

 

The above data are informational. In order to receive the full Terms and Conditions, please address to one of our nearest branches.

 

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