MOSAIC - Personal loan

Choose the shape that fits to your needs! If you: - plan to buy new furniture or new home appliances; - want to have better holidays or, - want to cover any unexpected expenses.. Then this personal loan can provide for your liquidity needs within a short time.

Mosaic is offered under the following terms:

Currency:	EUR or LEK (matching the currency of your salary)
Min. Amount:	EUR 1,000 LEK 100,000
Max Amt Granted:	EUR 10,000 LEK 1,000,000
Tenor:	24 / 36 / 48 and 60 months
Payment method:	Fixed Monthly installments {principal + interest}
Monthly Incomes:	Your total monthly dues to the bank/s (in the case that you have other loans) should not exceed 30% of both you and your co-borrower/ guarantor monthly incomes.

In order to have the Mosaic-personal loan approved, you do not need to have collateral.

It is necessary to show that:

you are working for the same employer for a minimum of 2 years;
you have stable monthly income
and you have a co-borrower or guarantor who has a stable income too.

For more information please visit any of our branches.