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Student Loan EDU KREDI

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COVER UP TO 100% OF YOUR EDUCATION COSTS WITH OUR STUDENT LOAN ‘EDU KREDI’!
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COVER UP TO 100% OF YOUR EDUCATION COSTS WITH OUR STUDENT LOAN ‘EDU KREDI’!

 

The Student Loan “EDU KREDI” is created as a tool which enables to students the education they want by adopting the product features to the students’ needs and possibilities.

 


PRODUCT FEATURES

 

Tenor: up to 84 months (7 years)

Grace period  (during which only interest payments are made):  3+2 years during the period of studies

Currency: Lek &  Euro depending on incomes and the currency of the University fee

Interest rate

  • in Lek: 3 first years 8,5 %, then  1 yeart Treasury Bill + 6%; Minimum Interest Rate 8,5%
  • in Euro: 3 first years 7 %, then 1 year Euribor + 6,5%; Minimum Interest Rate 7%

Amount financed:

  • Lek: Minimum amount 100,000 Lek – Maximum amount 750,000 Lek
  • Eur: Minimum amount 500 Euro - Maximum amount 5,000 Euro

Collateral: Not required.

 

Co-borrower: Parent or if not possible, any other family members.

Disbursement:

  • partially, (disbursed for each  academic year,  covering the studies’ expenses of next year of the studies.
  • in bullet (only if it will  be covered the last year of studies).

No penalties applied for prepayment of the loan. 

 

REQUIRED DOCUMENTATION

  • Identification Document
  • Family Certificate
  • University acceptance letter or University attestation verifying that the customer will be a student, issued in the last 3 months;  
  • University attestation verifying that the customer has completed the previous year and will be a student for the next year, issued in the last 3 months (only for cases of partial disbursement/s
  • Salary Confirmation for the co-borrower and/or borrower.
  • Other documents certifying monthly incomes (e.g. incomes from rent or deposits)
     

edu-kredi ws

 

 

ADVANTAGES

  • It offers you a very flexible repayment, enabling you only interest payments during the years of your study
  • It enables financing of the whole tuition fee
  • It provides you and your parents a valuable tool of financing studies while simultaneously guiding you to become responsible borrowers
  • It offers favorable Interest rates
     

For more information please visit one of our branches.


 
CALL CENTER
08006000 (Free of charge from Albtelecom & Eagle)
+355 4 22 76 000
+355 (0) 692080903

 

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