Loans

New home? New business? A dream not yet realized?
Discover the best solutions for the way forward.

Benefits

Personalized

Personalize your loan!

Fixed monthly installments

Fixed monthly installments (Principal + Interest)

Different currencies

Available in your favorite currency, LEK or EUR

Find all our loans

Use the buttons below to find the Loan you need

Overdraft

A special gift for you or your family? Unforeseen expense? We have a solution!
  • No need for a collateral or guarantee
  • No need for a guarantors
  • Pay interest only for the used funds
Paradhënie mbi pagën

Car Loan

Discover our loan up to 6.000.000 Lek for your next car. Let your dream drive you.
  • Up to 2.800.000 Lek or 20.000 EUR for used car
  • Up to 6.000.000 Lek or 40.000 EUR for new car
  • Cars purchased from the Concessionaries or Car dealer
Kredi për makinë

Overdraft Retail

Unforeseen expense? Do you urgently need cash? We have a solution!
  • A quick way to have more cash in your account available anytime
  • Simple application process and fast approval
Paradhënie Bankare për Individë

Overdraft with Cash Collateral

Get liquidity from your accounts and deposits!
  • Your account will be credited in record time
  • No interest is applied if the funds are not used
  • There is no need for additional documents
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24 hours Loan

Make plans for tomorrow! Fast Personal Loan helps you to achieve your aim in 24 hours!
  • Only 24 hours for processing time
  • No need for a collateral or guarantee
  • No need for a guarantors
Kredi 24 Orë

Students Loan - EDU Kredi

Focus on your studies, let us think about the reset. We support you to live your best student years.
  • No need for a collateral or guarantee
  • Fast application procedure and approval
  • Payback time up to 7 years
EDU KREDI

Pre-approved Loan

A loan approved in advance by the bank for clients that meet risk requirements.
  • Covers your liquidity needs
  • No need for a collateral or guarantee
  • No need for a guarantors
  • Very transparent offer in Lek & Euro
Kredi e Para-Aprovuar

House mortgage

The house of your dreams can now be yours. You choose and we support you.
  • Very transparent offer in Lek & Euro
  • Up to 30 years
  • Most favorable interest rates in the market
  • Bank participation in financing is up to 70% of the property value
Kredi për shtepi

Refinancing mortgage

Transfer your current mortgage that you have with another bank and enjoy the advantages and favorable interest rates
  • Very transparent offer in Lek & Euro
  • Up to 30 years
  • Fast response
Kredi për rifinancim

Non-residential spaces mortgage

New store? Second house? New Garage? If you want to invest in real estate, than this mortgage loan is right for you!
  • Bank participation is up to 50% of the property value
  • Up to 30 years
Kredi për pasuri të paluajtshme

All purpose mortgage

Are you planing your next investment? We are your financial partner in your every step!
  • Most favorable interest rates in the market
  • Fast response
  • Very transparent offer in Lek & Euro
Kredi për cdo qëllim
Need help?
Contact our costumer service
Choose the right assistance for you

+355 4 22 76 000

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