Small Business Loans

Do you need a loan for your business?
Contact our Relationship Managers dedicated to Small Business, to find the best solution for you!

Investment Loan to Woman in Business

Are you a woman you own or run a business? Become part of the funding project for "Women in Business"
  • Maximum Loan Amount 200,000 EUR or equivalent in LEK
  • Improve technology or start another business project
  • Cover investment projects, property’s development, business extension
  • No collateral required for loans amounting up to 15,000 EUR
  • Skip Installment opportunity up to 6 months in case of maternity leave
Kredi për investime për Gratë në Biznes

Facilities Renovation

Loans for investments for the organization of spaces for the purpose of providing tourism services.
  • Amount up to 15.000.000 LEK
  • Favorable Interest rates
  • Fixed Monthly Installments based on the product seasonality
  • Grace period up to 18 months, as per product cycle
  • Loan offered only in LEK
Kredi për rindërtimin e Agro - Turizmit

Short Term Loan

Financing for existing & inventory capital, raw materials, business expansion, machinery purchase or liquidity needs
  • Pay it with fix monthly installments
  • Tenor up to 4 Years
  • Loan Offered in LEK & EUR
Kredi për Kapital Qarkullues

Letter of Credit & Bank Guarantee

We support your business!
  • Full financing: Import Letter of Credit & Financial Bank Guarantee
  • Finance & risk management
  • Cross-border trade transactions
  • Increase of the company reputation
  • Replacement for cash deposits or advance payments
Letër Kredi dhe Garanci Bankare

Short Term Loan to Woman in Business

Do you need a short term financing to cover your operational expenses?
  • 70% reimbursement for Advisory Services offered by EBRD’s for SB
  • Skip Installment opportunity up to 6 months in case of maternity leave
  • Free access in using the EBRD’s Business Lens online platform
  • Repay the installment in time and get a bonus over the interest amount
  • Apply for a Loan up to 50,000 EUR or its equivalent in LEK
Kredi afatshkurtër për Gratë në Biznes

Soft Investment Loan

Invest in equipment, aiming to provide better quality products or increase the production of Agro Tourism activities.
  • Amount up to 5.000.000 LEK
  • Convenient tenor up to 7 years
  • Favorable Interest rates
  • Loan offered only in LEK
  • Grace period up to 18 months, based on seasonality
Kredi e butë e investime

Service package for Woman in Business

We want to become your favorite bank, by offering banking products, services and the financial support you need!
  • SWIFT service 6 EUR
  • Package 1 offers for only for 10 Euro monthly a bundle of services:
  • Free Incoming Payments in LEK within the same value date
  • Package 2 offers for only for 15 Euro monthly two more services:
  • SMS Notification & Mastercard Business Card
  • Current account, Online Banking & Automatic Bill Payments
Paketë shëbimesh për Gratë në Biznes

Loan for Restaurant Reconstruction

Invest in business facilities & equipment for restaurant activities, in order to provide Agro-Tourism services!
  • Loan offered only in LEK
  • Flexible Repayment schedule
  • Favorable Interest rates
  • Tenor up to 5 years
  • Loan Amount up to 7.000.000 LEK
  • Grace period up to 6 months
Kredi për hapjen / rindërtim Restoranti

Overdraft for Business

Benefit from the temporary usage of founds for working capital!
  • Interest paid only for the used sum during the specified period
  • Limit amount up to 2.000.000 LEK
  • Tenor 1 year
  • Loan offered only in LEK
  • No collateral required
Paradhënie Bankare për Kapital Qarkullues

Agro Working Capital

Its a product designed to finance agribusiness needs.
  • Flexible repayment schedule, based on seasonality & product cycle
  • Flexible repayment schedule, based on seasonality & product cycle
  • Favorable interest rates
Agro - Kapital Qarkullues

Agro Investment

Created to finance agribusiness needs for investment & business expansion, or to improve technology.
  • Amount up to 50,000,000 LEK
  • Maturity up to 12 years
  • Grace period of the loan up to 24 months
  • Collateral Immovable Property or land
  • Pledges on machinery & equipment
  • Flexible repayment schedule, based on seasonality & product cycle
  • Transparent Offer in LEK & EUR
Agro Investim

EBRD Agro-Investment Loan

Designed to finance the agribusiness needs expanding business activity!
  • No collateral required for loans up to 20.000 EUR
  • Limit amount up to 2.000.000 LEK
  • Favorable Interest rates
  • Maturity up to 8 years
  • Tailored products according to business particularities
  • Grace period Up to 12 months, as per project’s timeline
  • Loan Offered in LEK & EUR
Kredi për Agro-Investime nën BERZH

Working Capital Loan under the EBRD

Cover your needs for businesses operational expenses!
  • No collateral required for loans up to 20.000 EUR
  • Loan Offered in LEK & EUR
  • Tenor up to 3 years
  • Limit amount up to 2.000.000 LEK
  • Favorable Interest rates
  • Grace period up to 12 months, as per project’s timeline
Kredi për Kapital Pune nën BERZH

Agro-OD line under the EBRD Agreement

Use founds temporary for working capital!
  • Tenor 1 year
  • Favorable Interest rates
  • No collateral required for loans up to 20.000 EUR
  • Monedha e depozitës jepet në Lek
  • Limit amount up to 2.000.000 LEK
Agro Overdraft nën BERZH

MEDTE Financing

Financing Projects, investments’ increase, machinery, equipment, technologies purchase of an Italian origin.
  • Financed amount from 15.000 EUR – 500.000 EUR
  • Favorable Interest rates
  • Tenor from 3-8 years
  • Loan Offered in LEK & EUR
  • Grace period up to 6-24 months based on business cycle
Financime sipas MEDTE

Overdraft Line

Do you need immediate funds to cover unforeseen expenses? Apply for Overdraft Line!
  • Offered in EUR / LEK / USD
  • Most Competitive Interest Rates in market
  • Kohëzgjatja zgjat Max 12 muaj
  • Ensures the payment of salaries for employees
  • Flexibility in its usage
  • Immediately Available
  • Interest is paid only for the used amount in time
Paradhënie Bankare për Biznesin e Vogël

Investment Loan

We support you covering the expenses for investment capital, machine purchase, construction & property development!
  • Simple usage & time saving
  • Disbursements adjusted to the dynamics of investment
  • Fund capital expenditure, acquisitions, property’s’ development
  • Funds are available to be used according client needs
Kredi për investim për Biznesin e Vogël

Other types of Products & Services!

Open Account & Deposit

Manage your finances in a transparent, safe & convenient way and its offered for different category business in different currencies!

learn more

Make Payments & Transfers!

Make Payments, Transfers, Pay Taxes, Pay utility bills and create Automatic Periodic Orders directly from our network or through Internet Banking!

learn more

Wide range of Services!

To easily manage your business daily activities use the Night Safe Box, the Salary Service, SWIFT Automatic Service & POS Terminals!

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Need help?
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Find the right assistance for you

+355 4 22 76 000

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