Agro Working Capital

Is a product designed to finance the Agrobusinesses needs.

Benefits

Flexible repayment sched

Flexible repayment schedule, based on seasonality & product cycle

Flexible repayment schedule

Flexible repayment schedule, based on seasonality & product cycle

Favorable interest rat

Favorable interest rates
Terms of the Loan

Characteristic

It is a short term loan product designed to finance the agribusiness needs covering mainly the expenses for: 

  • Seeds, plants, saplings
  • Fertilizers & pesticides
  • Nutrients for animals or other similar products
  • Agriculture, engineering tools, agro- processing
  • Other operational expenses for business continuity

Terms of the Loan

  • Maturity: up to 18 months
  • Currency: in Lek only
  • Flexible Loan Repayment depending on the seasonality of the activity
  • Grace Period applicable depending on product cycle
  • No collateral is required for loans up to  1.000.000 Lek
     
Required Documents

Required Documents

  • Required Documents
  • Legal documents for the activity
  • Last three years Financial Statements
  • Investment Plan documents
  • Collateral documents
  • Account Statements for last 12 months, from banks where the client has loans exposure
  • Preliminary consent for the research in Albanian Credit Register of Bank of Albania.
     
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