Business-Auto Leasing

Business Auto Leasing Advantages

Fiscal Advantages

Lease payments are deductible expenses & VAT refunded

Choose freely the vehicle & supplier

Thanks to the suppliers' independence, You get the best offers

No collateral needed

No need for additional Collateral to apply for Business Auto Leasing

Your Liquidity is totally safe

You only need to budget the Lease monthly payment

Make money by using the asset

On the expiry of the lease term you become the owner of the asset

Financial Leasing

Financial Leasing

Auto Leasing of Passenger cars: All passenger cars with a driving license, type B, used only for individual & private transportation of individuals and not for public transport.

The weight of these vehicles is up to 3500 kg, maximally 8 seats, excluding the seat of the driver.
 

Financial Leasing

Financial Leasing

Auto Leasing of Light Commercial Vehicles: All the vehicles with a driving License, type C, used for transportation of public & goods.

The weight of these vehicles can be: 3500 kg – 7500 kg, including minivans, small trucks, minibus etc. 

Terms & Conditions:
Terms & Conditions:
  • Tenor of the Lease Agreement 24 up to 72 months
  • Collateral / Co-Borrower / Guarantor Not applicable
  • Type of Insurance CASCO & TPL
  • Currency LEK & EUR
How it works?
Choose the asset
You choose the asset & supplier and negotiate the purchase price
Submit the forms
We will process the application as soon as possible
Sign the agreement
Upon approval, we will prepare the necessary documents for signature
We order the asset
Ownership will be transferred by the supplier to the Bank (Lessor)
We pay the supplier
We pay the total bill directly to the current account of the supplier
Delivery
You will take the delivery
Payment method
Pay fixed monthly installment

Learn more about Business-Auto Leasing

Conserve Working Capital or invest in other opportunities. 

The business makes money by using the asset – not owning it: As opposed to regular rent operations, on the expiry of the lease term the asset becomes the Lessee’s property.

Buyout symbolic price: The Lessee acquires ownership of the asset upon expiry of the lease term without the payment of any premiums, only EUR 1.

We deliver consultancy services thereby minimizing the acquisition risk and, if necessary offer appropriate payment instruments.

Fiscal advantages: Throughout the financial lease period the asset is carried & amortized in the balance sheet of the company. Improve your balance sheet ratios by holding off asset & lease liability.

 

Need help?
Contact our customer service
Choose the right assistance for you

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