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POS Merchant Service

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A POS terminal is the device that is used to process card transactions made with a debit or credit card, such as Visa or MasterCard. When using a POS terminal all card transactions are processed electronically in a modern and convenient way, thus avoiding the need to work with cash. For hotels, restaurants, shops, etc., a POS terminal provides a tool to increase sales and business volume by enabling you to reach an ever-increasing customer base.
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 POS terminal usage
Card purchases through a POS terminal have in most instances replaced the need to purchase with cash.
 
A considerable number of different types of merchants now use an Intesa Sanpaolo Bank Albania POS terminal and new terminals are being installed every day all around the country in shops, hotels, restaurants, travel agencies, supermarkets, gas stations, medical clinics, Notary Offices, etc.
 
Merchant’s benefits
  • Increases of your sales by enabling you to reach a wider customer base. 
  • Increases you business volume because the clients are not limited by the amount of cash they carry. 
  • Eliminates the risk to you of handling large amount of cash. 
  • Your account will be credited automatically for all card transactions. 
  • Presents a modern image of your business to both existing and potential customers. 
  • Provides you with an international base of customers who are used to making card payments, instead of using cash, thus enabling impulse purchasing. 

  • Helps you develop a closer relationship with the Bank for all your present and future needs.
Advantages of Intesa Sanpaolo Bank Albania POS Terminals

  • Intesa Sanpaolo Bank Albania POS terminal accepts both Visa and MasterCards - Visa, Visa Electron, MasterCard or Maestro, either with a magnetic stripe or with CHIP technology. 
  • You can maintain all your card purchases through a single account. 
  • POS terminals bring you the latest POS technology and a full menu of options. 
  • POS terminal communication costs are completely free of charge to you. 
  • POS terminals are provided free of charge to you (except for the GSM terminals) 
  • We provide you with technical assistance 24 hours a day through our Helpdesk service.

Requirements to have an POS Terminal

  • The merchant must have a consolidated and reputable business.
  • Must have a considerable turnover volume.
  • Ensure technical operating conditions for the POS: a telephone line, electricity socket, etc. 
  • The POS terminal with GSM cell phone technology can be used where fixed telephone line infrastructure is lacking. 
  • Posses a current account to process all card transactions.
  • Tariffs & Commissions.

The Bank does apply a commission for every card transaction. The commission rate is different depending on your type of businesses as well as your turnover. These are separated into:

  • Hotels, restaurants, boutiques, etc. 
  • Travel agencies, book shops
  • Supermarkets and gas stations

 
 

 

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