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Upfront Interest Deposit

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Upfront deposit offers an interest payable in advance.
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Upfront deposit is an alternative type of deposit offered to individual customers.

 

The interest rate for this type of deposit is fixed and the interest is paid to the customer in advance, at the moment of the investment.

 

What are the advantages this product offers?

  • The interest payable upfront (at the moment of investment)
  • The customer can reinvest the interest and have a higher return rate from the invested money.
  • Automatic renewal of the deposit is allowed; with same tenor and IR applicable will be the ones published in Terms and Conditions in force in the renewal day.

 

Product Terms


Tenor: 3 months 6 months 9 months 12 months 

 

Currencies offered: EUR and LEK

 

Minimum initial deposit of: EUR 1,000 LEK 100,000

 

Special Feature: Current account linked with upfront deposit will be free of maintenance fee in case it is not linked with any other product (ex Debit Card, Overdraft, and Loan etc)

 

Interest Rates
 
 
Please refer to the interest rate table in home page (bottom right).
The deposit in the Bank is insured by Deposit Insurance Agency up to the amount of 2,500,000 ALL www.asd.gov.al

 

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