Personal Loans

Mortgage Green Loan

ESG Product

Financing opportunities for projects that help reduce energy consumption and improve the quality of life.

Improvement of quality of life and environmental conditions.
Grant up to 20% of the loan amount upon completion of the investment.
Energy savings and reduction of monthly bills.
Increase in property value.

Youth mortgage loan

ESG Product

A dedicated mortgage loan for youth people aged from 20-30 years old. Competitive interest rates and eased conditions.

Financing up to 100%
Up to 30 years for financing
Fixed interest rate for the entire loan duration
For the first year you can pay only the interest

Personal Green Loan

ESG Product

Financing opportunities for projects that help reduce energy consumption and improve the quality of life.

Improvement of quality of life and environmental conditions.
Grant up to 20% of the loan amount upon completion of the investment.
Energy savings and reduction of monthly bills.
Increase in property value.

Personal Loan up to 1.4 million LEK

OFFER

Are you looking for a "big" Loan with fantastic conditions to use as per your needs?

Very transparent offer in Lek & Euro
Covers your liquidity needs
No need for a collateral or guarantee
Interest starting from 4.2%
No administration fee to be applied for applications until Jun,15 2025

Learn More

House mortgage

The house of your dreams can now be yours. You choose and we support you.

Very transparent offer in Lek & Euro
Up to 30 years
Most favorable interest rates in the market
Bank participation in financing is up to 100% of the property value

24 hours Loan

Make plans for tomorrow! Fast Personal Loan helps you to achieve your aim in 24 hours! Now you can apply entirely online!

Only 24 hours for processing time
No need for a collateral or guarantee
No need for a guarantors

AUTO Leasing

AUTO Leasing is the ideal solution for new & used car

Thanks to the suppliers' independence, You get the best offers
Protected by the insurance policies
As per your payment capacity
No need to use your own liquidity to purchase the vehicle
All costs are known at the start of the Lease Agreement

RETAIL AUTO LEASING for making your DREAMS a REALITY!

Soft Loan

ESG Product

Intesa Sanpaolo Bank Albania offers Home Loans with very favorable conditions for all individuals and families who benefit from the Social Housing Program.

The payment period is up to 30 years
Up to 85% of the house value
Zero commission maintenance fee

familje ne nje shtepi te re, kredi e bute per shtepi

Pre-approved Loan

A loan approved in advance by the bank for clients that meet risk requirements.

Very transparent offer in Lek & Euro
Covers your liquidity needs
No need for a collateral or guarantee
No need for a guarantors
No administration fee to be applied for applications until Jun,15 2025

Students Loan - EDU Kredi

Focus on your studies, let us think about the reset. We support you to live your best student years.

No need for a collateral or guarantee
Fast application procedure and approval
Payback time up to 7 years

Insurance products

Intesa Sanpaolo Bank Albania offers insurance packages for consumer loan and home loan products. Financial protection and security during the loan.

Financial protection during the loan repayment period.
Different types of coverage for various risks.
Loan coverage for the entire tenure.
In collaboration with the international company SIGAL GROUP AUSTRIA.

paketa te sigurimit, intesa sanpaolo bank albania

Refinancing mortgage

Transfer your current mortgage that you have with another bank and enjoy the advantages and favorable interest rates

Very transparent offer in Lek & Euro
Up to 30 years
Fast response

Non-residential spaces mortgage

New store? Second house? New Garage? If you want to invest in real estate, than this mortgage loan is right for you!

Bank participation is up to 50% of the property value
Up to 30 years

All purpose mortgage

Are you planing your next investment? We are your financial partner in your every step!

Most favorable interest rates in the market
Fast response
Very transparent offer in Lek & Euro

Overdraft Retail

Unforeseen expense? Do you urgently need cash? We have a solution!

A quick way to have more cash in your account available anytime
Simple application process and fast approval

Overdraft with Cash Collateral

Get liquidity from your accounts and deposits!

Your account will be credited in record time
No interest is applied if the funds are not used
There is no need for additional documents

Overdraft

A special gift for you or your family? Unforeseen expense? We have a solution!

No need for a collateral or guarantee
No need for a guarantors
Pay interest only for the used funds
No administration fee to be applied for applications until Jun,15 2025

Car Loan

Discover our loan up to 6.000.000 Lek for your next car. Let your dream drive you.

Up to 2.800.000 Lek or 20.000 EUR for used car
Up to 6.000.000 Lek or 40.000 EUR for new car
Cars purchased from the Concessionaries or Car dealer

Login by entering your username and one-time password

Loans

Benefits

Personalized

Fixed monthly installments

Different currencies

Find all our loans

All Loans

Mortgages

Leasing

Overdrafts

Mortgage Green Loan

Youth mortgage loan

Personal Green Loan

Personal Loan up to 1.4 million LEK

House mortgage

24 hours Loan

AUTO Leasing

Soft Loan

Pre-approved Loan

Students Loan - EDU Kredi

Insurance products

Refinancing mortgage

Non-residential spaces mortgage

All purpose mortgage

Overdraft Retail

Overdraft with Cash Collateral

Overdraft

Car Loan

Notifications

Intesa Sanpaolo

Legal information

Information

Intesa Sanpaolo Bank Albania

Accessibility