Financing Program for Small and Medium-sized Businesses
Benefits
Favorable conditions
Investments
Simple application process
If you are small or medium-sized business, the right financing can make the difference between plans and results.
Intesa Sanpaolo Bank Albania offers dedicated credit lines with facilitated terms, state support and simplified application processes.
Micro, Small and Medium Business Financing Program
Standard investment solution.
Key benefits:
- Loan amount: up to 25,000,000 LEK
- Repayment term: 3–5 years
- Interest: fixed only 3.4%
- Management fee: 0%
Use: investments in fixed assets/technology
Examples of use:
- Purchase of machinery and production equipment.
- Process automation, professional software, technological modernization.
The loan disbursement deadline is December 20, 2025.
Who can apply?
- Micro, Small and Medium Enterprises (MSME) registered in Albania.
- Entities planning investments in fixed assets, technology, production infrastructure.
How the application process works
Required Documents
- Extract from QKB/NIPT and identification document of the legal representative
- Bank account statement for the last 12 months
- Financial statement and/or pro-forma investment invoices
- Investment plan and sources of financing
- Additional documents specific to the product
Note: The bank may request additional documentation depending on the case and risk assessment.
