ESG Product

INTESA SANPAOLO BANK ALBANIA OFFERS SOFT LOANS

For all the individuals and families who benefit form the Social Housing Program

Benefits

Up to 30 years

The payment period is up to 30 years

Financing

Up to 85% of the house value

ZERO

Zero commission maintenance fee

family in a new house

Soft Loan


Buy the house that meets you and your family's desires! 

Apply for the Soft Loan part of the Social Housing Program at Intesa Sanpaolo Bank Albania and benefit from very favorable conditions.

Visit the branch closest to you and discuss with your Customer Relationship Manager.

house
Characteristics
  • Finance Up to 85%
  • Purpose Buying residential property
  • Administration Fee 0%
  • From The Housing Property Program

Illustrative example for calculating the Effective Interest Rate (EIR)

Soft loan
"Currency: ALL
Tenor: 360 months
Amount: ALL 7,000,000
Administration fee: 0
Interest rate: Treausry Bill 1year + 0.5%; Minimum interest rate (MIR) 2%
Effective interest rate: 4.88%


This example is illustrative."
 

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