Refinancing mortage
Transfer your current mortgage that you have with another bank and enjoy the advantages and favorable interest rates
Benefits
Did you know?
Intesa Sanpaolo Bank Albania is the first bank in Albania which starting from March 7th 2016 no longer applies commissions for the partial or total early repayment of loan obligations before its maturity date, on all the new house mortgage loans.
Characteristics
- Financing up to 70% of collateral value for residential real estate purchase
- Financing up to 50% of collateral value for other real estate purchase
- If the mortgage loan object is the Purchase/Construction of another real estate (shop, store, office etc.)
- 1% of the prepaid amount when the period till maturity date is less than 1 year
- 2% of the prepaid amount when the period till maturity date is more than 1 year
- Additional Payments for this mortgage
- The notarization of the contracts
- Life insurance (renewable each year for the outstanding loan amount)
- Property insurance (for the entire loan period)
- The evaluation of property by a licensed expert.
Maintenance of the current account (as per T&C in force) - Expenses in the Registration Office of Immovable Properties