Refinance your mortgage loan
Benefits
Very transparent offer
Up to 30 years
Fast response
Refinance Loan
In case your monthly home loan installment is too high, you can choose to transfer the home mortgage loan to Intesa Sanpaolo Bank Albania.
By transferring your mortgage loan from your current bank to Intesa Sanpaolo Bank Albania, you have the opportunity to pay lower interest. With the rest of the money, you can invest to meet your needs or desires.
- Finance Up to 70%
- Administration Fee 0.5% (for cases where the purpose of refinancing is for the purchase of residential real estate/ construction of residential real estate)
- Prepaid Comission FREE
Interest Rates
|
Interest Rates in LEK |
Interest Rates in EUR |
|---|---|
|
2.5% first year |
1.9% first year |
|
3% first two years |
2.5% first two years |
|
4% first three years |
3% first three years |
|
BTH 1V + 1.5%, NMI 3.8 % the other years |
Euribor 1V + 3.7%, NMI 3.7 % the other years |
Effective interest rate
Refinancing mortgage loan
"Currency: EUR
Tenor: 360 months
Amount: EUR 100,000
Administration fee: 0.5% of the loan amount; Min. EUR 100
Interest rate: EURIBOR 1year + 4%; Minimum interest rate (MIR) 4%
Effective interest rate: 8.07%
Refinancing mortgage loan
"Currency: ALL
Tenor: 360 months
Amount: ALL 10,000,000
Administration fee: 0.75% of the loan amount; Min. ALL 30,000
Interest rate: Treausry Bill 1year + 2.7%; Minimum interest rate (MIR) 4%
Effective interest rate: 5.47%
This example is illustrative."
