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Refinance your mortgage loan

Transfer your mortgage loan that you currently have with another bank at Intesa Sanpaolo Bank at lower costs.


Very transparent offer

Very transparent offer in Lek & Euro

Up to 30 years

Up to 30 years

Fast response

Fast response

Refinance Loan

In case you are planning:

  • Buying a first, second or third home;
  • To build a house for habitation;
  • Buying a store, office, or other business;
  • For any other purpose

Choose to transfer your mortgage loan from the Bank you currently have to Intesa Sanpaolo Bank Albania and pay lower interest rates.

  • Finance Up to 70%
  • Administration Fee 0.5% (for cases where the purpose of refinancing is for the purchase of residential real estate/ construction of residential real estate)
  • Prepaid Comission FREE

Interest Rates

Interest Rates in LEK 

Interest Rates in EUR 

2.5% first year
1.9% first year
3% first two years 
2.5% first two years 
4% first three years 
3% first three years 
BTH 1V + 1.5%, NMI 3.8 % the other years
Euribor 1V + 3.7%, NMI 3.7 % the other years


Need help?

Contact our customer service

Choose the right assistance for you

+355 4 22 76 000

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