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Refinance your mortgage loan

Transfer your mortgage loan that you currently have with another bank at Intesa Sanpaolo Bank at lower costs.


Very transparent offer

Very transparent offer in Lek & Euro

Up to 30 years

Up to 30 years

Fast response

Fast response

Refinance Loan

In case your monthly home loan installment is too high, you can choose to transfer the home mortgage loan to Intesa Sanpaolo Bank Albania.

By transferring your mortgage loan from your current bank to Intesa Sanpaolo Bank Albania, you have the opportunity to pay lower interest. With the rest of the money, you can invest to meet your needs or desires.

  • Finance Up to 70%
  • Administration Fee 0.5% (for cases where the purpose of refinancing is for the purchase of residential real estate/ construction of residential real estate)
  • Prepaid Comission FREE

Interest Rates

Interest Rates in LEK 

Interest Rates in EUR 

2.5% first year

1.9% first year

3% first two years 

2.5% first two years 

4% first three years 

3% first three years 

BTH 1V + 1.5%, NMI 3.8 % the other years

Euribor 1V + 3.7%, NMI 3.7 % the other years


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+355 68 7573 000

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