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Overdraft with cash collateral

You need cash but your funds are in different currency? You have invested in a deposit and it is not matured yet?
You can use them as a collateral and get an overdraft!


Fast credit

Your account will be credited in record time

ZERO interest

No interest is applied if the funds are not used

No additional documents

There is no need for additional documents


Did you know?

You can use as collateral:

  • Time Deposit
  • Current Account
  • Saving Account
  • Treasury Bills
  • Any other type of account and /or deposit product offered by the bank

Product Terms

  • Available in EUR/LEK/USD
  • Tenor Up to 1 year (renewable in case of need)
  • Collateral coverage:
    • 110% when collateral and credit exposure are in the same currency
    • 120% when collateral and credit exposure are in different currency
Need help?

Contact our digital branch service

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+355 4 2276000

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