Salary Overdraft

No administration fee will be applied for all applications until November 30th, 2025.

Benefits

No collateral

No need for a collateral or guarantee

No guarantors

No need for a guarantors

Variable installments

Pay interest only for the used funds

ZERO administration commission

No administration fee to be applied for applications until Jun,15 2025

Overdraft Retail

  • Currency: LEK
  • Tenor: 12 months
  • Amount: 150,000 LEK
  • Administration fee: 3,000 LEK
  • (2% of the amount, for amounts up to 200,000 LEK; min 1,500 LEK, max 7,800 LEK)
  • Interest rate: 13%
  • Effective interest rate: 15.31%


Overdraft Retail

  • Currency: EUR
  • Duration: 12 months
  • Amount: 1,500 EUR
  • Administration fee: 30 EUR (2% of the amount, for amounts up to 1,650 EUR; min 10 EUR, max 70 EUR)
  • Interest rate: 13%
  • Effective interest rate: 15.31%
  • This example is illustrative."
     
overdraft

Characteristics


 

You can have up to 3 salaries in advance.

 

The advance amount can be used and reused up to the maximal limit.

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