Salary Overdraft
No administration fee will be applied for all applications until November 30th, 2025.
Benefits
No collateral
No guarantors
Variable installments
ZERO administration commission
Illustrative example for calculating the Effective Interest Rate (EIR)
Overdraft Retail
- Currency: LEK
- Tenor: 12 months
- Amount: 150,000 LEK
- Administration fee: 3,000 LEK
- (2% of the amount, for amounts up to 200,000 LEK; min 1,500 LEK, max 7,800 LEK)
- Interest rate: 13%
- Effective interest rate: 15.31%
Overdraft Retail
- Currency: EUR
- Duration: 12 months
- Amount: 1,500 EUR
- Administration fee: 30 EUR (2% of the amount, for amounts up to 1,650 EUR; min 10 EUR, max 70 EUR)
- Interest rate: 13%
- Effective interest rate: 15.31%
- This example is illustrative."
Characteristics
You can have up to 3 salaries in advance.
The advance amount can be used and reused up to the maximal limit.
