• No Suggestions Result

Non-residential spaces Mortgage Loan

New store? Second house? New Garage? If you want to invest in real estate, than this mortgage loan is right for you!


Bank participation

Bank participation is up to 50% of the property value

Up to 30 years

Up to 30 years

Personalise your loan

Choose the amount that you need, the tenor and all the other details to achieve the most suitable conditions for you.
*The loan calculator is used to calculate the approximate monthly installment only based on the inserted data and you can change the inputs to match your finance needs. The information on the calculator below may not be totally updated. For more information contact our nearest branch to you.

Borrow amount


60 months 360 months

Interest rate type

  • Monthly installment - first period
    - Lek
    • Monthly installment - remaining period - Lek
    • Loan amount - Lek
    • Amount to repay - Lek
    • Tenor - months
    • Fixed interest rate - %
    • - %
    • Fixed interest rate - first period - %
    • Fixed interest rate - remaining period - %
    • Variable interest rate - remaining period - %
    • Variable interest rate - %

    The variable interest rate is indicative and may vary according to the reference in the respective date of the relevant index.


Did you know?


Non-residential space can be an office, shop, garage, etc.


Any real estate that is not used as a living space.

Karakteristikat e Kredisë
Loan Characteristics
  • Minimal amount 10.000 EUR
  • Tenor from 5 up to 30 years
  • Grace Period with skiping installments opportunities
  • Repayment within Tenor anytime by 15 days prior notification of the Bank


Additional payments regarding this mortgage

  • The notarization of the contracts
  • Life insurance (renewable each year for the outstanding loan amount)
  • Property insurance (for the entire loan period)
  • The evaluation of property by a licensed expert.
  • Maintenance of the current account (as per T&C in force)
  • Expenses in the Registration Office of Immovable Properties
Need help?

Contact our digital branch service

Choose the right assistance for you

+355 4 2276000

Press 1 for Albanian; 2 for English; 3 for Italian
To be connected to Customer Service
To report a Lost or a Stolen Card
For Treasury Services
To return to Initial Menu