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Non-residential spaces Mortgage Loan

New store? Second house? New Garage? If you want to invest in real estate, than this mortgage loan is right for you!

Benefits

Bank participation

Bank participation is up to 50% of the property value

Up to 30 years

Up to 30 years

Personalize your loan

Choose the amount that you need, the tenor and all the other details to achieve the most suitable conditions for you

Currency

Interest rate type

Borrow amount

Lek
Euro

Tenor

Selected tenor 60 months
60 months 360 months
  • Your loan
    • Monthly installment - first period - Lek
    • Monthly installment - remaining period - Lek
    • Loan amount - Lek
    • Amount to repay - Lek
    • Tenor - months
    • Fixed interest rate - %
    • Fixed interest rate - first period - %
    • Fixed interest rate - remaining period - %
    • Variable interest rate - remaining period - %
    • Variable interest rate - %

    The variable interest rate is indicative and may vary according to the reference in the respective date of the relevant index.

non-residential

Did you know?

 

Non-residential space can be an office, shop, garage, etc.

 

Any real estate that is not used as a living space.

Karakteristikat e Kredisë
Loan Characteristics
  • Minimal amount 10.000 EUR
  • Tenor from 5 up to 30 years
  • Grace Period with skiping installments opportunities
  • Repayment within Tenor anytime by 15 days prior notification of the Bank

info

Additional payments regarding this mortgage

  • The notarization of the contracts
  • Life insurance (renewable each year for the outstanding loan amount)
  • Property insurance (for the entire loan period)
  • The evaluation of property by a licensed expert.
  • Maintenance of the current account (as per T&C in force)
  • Expenses in the Registration Office of Immovable Properties
Need help?
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+355 4 22 76 000

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