Green Personal Loan with EBRD/GEFF

Kjo kredi mundëson financim për investime që ndihmojnë në kursimin e energjisë dhe ruajtjen e mjedisit, të tilla si:

• Izolim i fasadës, çatisë dhe dyshemesë;
• Blerje e dritareve me xham të dyfishtë/trefishtë dhe dyerve të jashtme;
• Instalim i pompave të nxehtësisë;
• Panele diellore për ujë të ngrohtë;
• Sisteme fotovoltaike;
• Ventilim dhe ndriçim efikas;
• Bojlerë efiçent me biomasë.

The Green Personal Loan (unsecured) is a loan granted to individual clients, with the aim of covering their liquidity needs in investments towards a green economy, which includes a combination of elements from the following areas of activity: energy efficiency and renewable energy.

Maximum amount:
3 000 000 lekë (equivalent in Eur)

Participation:

100% financing based on the Proforma invoice provided by the client.

How to apply?

1. Select the project or equipment you wish to finance.
2. Submit your application to Intesa Sanpaolo Bank Albania with the necessary documentation.
3. Benefit from financing and complete your investment.
4. Apply on the GEFF online platform to benefit from the grant of up to 20% of the loan amount.

Calculate online the monetary value and percentage of energy savings you can achieve with the GEFF Loan.

Click here to calculate your savings.

With the Green Loan from GEFF and Intesa Sanpaolo Bank Albania, you can invest in a cleaner and more sustainable future! For more information you can also visit GEFF Albania – Welcome to the Green Economy Financing Facility (ebrdgeff.com)

Green loan secured

• Currency: EUR
• Tenor: 240 months
• Amount: EUR 50,000 
• Administration fee: Eur 375 (0.75% of the loan amount; Min. EUR 200)
• Interest rate:
• 3% for 1st year or
• 5.5% for 1st 3 years;
• 1Y Euribor + 4%,
• MIR 4% for remaining years 

Effective interest rate is 8.07%; assuming that is applied the IR 3% for 1st year; and then 1Y Euribor + 4%, MIR 4% for the remaining years (assuming that 1Y Euribor applied will be 3.7%).

Green loan secured

• Currency: ALL
• Tenor: 240 months
• Amount: ALL 4,900,000
• Administration fee: 36,500 LEK (0.75% of the loan amount; Min. ALL 30,000)
• Interest rate: 
• 3.5% for 1st year or
• 4% for 1st 2 years or
• 5.1% for 1st 3 years;
• Treausry Bill 1year + 2.7%; Minimum interest rate 4%

The Effective interest rate is 6.72%, assuming an Interest rate of 3.5% for the 1st year; and 6.72% for the remaining years (Treasury Bill 1 year + 2.7%, Minimum Interest Rate 4%, assuming that the applied Treasury Bill 1 year rate will be 3.6%).