All Purpose Mortgage Loan

Choose the amount that you need, the tenor and all the other details to achieve the most suitable conditions for you.
*The loan calculator is used to calculate the approximate monthly installment only based on the inserted data and you can change the inputs to match your finance needs. The information on the calculator below may not be totally updated. For more information contact our nearest branch to you.

• The notarization of the contracts
• Life insurance (renewable each year for the outstanding loan amount)
• Property insurance (for the entire loan period)
• The evaluation of property by a licensed expert.
• Maintenance of the current account (as per T&C in force)
• Expenses in the Registration Office of Immovable Properties

All purpose mortgage loan

• Currency: EUR
• Tenor: 240 months
• Amount: EUR 50,000 
• Administration fee: Eur 375 (0.75% of the loan amount; Min. EUR 200)
• Interest rate:3% for 1st year or 5.5% for 1st 3 years;1Y Euribor + 4%,
• MIR 4% for remaining years 

The Effective Interest Rate is 8.07%, assuming an interest rate of 3%  for the first year, and  of 7.7% fo the remaining years (1Y Euribor + 4%,  Minimum Interest Rate (MIR)  4%  for the remaining years; assuming the 1Y Euribor will be 3.7%.)

All purpose mortgage loan

• Currency: ALL
• Tenor: 240 months
• Amount: ALL 6,000,000
• Administration fee: 45,000 LEK (0.75% of the loan amount; Min. ALL 30,000)
• Interest rate: 3.5% for 1st year or 4% for 1st 2 years or 5.1% for 1st 3 years;
• Treasury Bill 1year + 2.7%; Minimum interest rate (MIR) 4%

The Effective Interest Rate is 6.72%, assuming an interest rate of 3.5%  for the first year, and   6.3% for the remaining years (1-year Treasury Bond + 2.7%, with a minimum interest rate of 4 for the remaining years%; assuming the 1-year Treasury Bond rate will be 3.6%).