Savings
What you are saving for?
Whatever it is you’re dreaming of, we’ll build it together.
Whatever it is you’re dreaming of, we’ll build it together.
Benefits
Savings types
Find the type of savings that suits you best
5 year Deposit in LEK
If you are looking for a smart and safe way to invest your money, our 5 year term deposit is the ideal solution for you.
- A very advantageous interest rate of 2.75% for 5 years.
- Every year, more money in your account to fulfill your needs.
- Possibility to switch your deposit from EUR to LEK, gaining benefits
18 & 30 months Deposit
Choose the option that fits you best and take advantage of the increasing interest rates.
- Possibility to get the interest yearly
- Enjoy the best interest rate!
- No penalties for premature breakdown
Standard Time Deposit
Find the right combination of amount and tenor of the deposit to get your best interest rate
- Interest fixed during the tenor
- Earn best interest
- You can break down the deposit before the maturity date
Upfront Interest Deposit
You do not have to wait until deposit maturity time to enjoy the interest. Get it now!
- Interest payable upfront
- Enjoy higher return rate
Stafete Deposit
Choose our Stafetë Deposit, where months compete with each other offering you an increasing performance.
- Interest payable every month
- Interest reinvestable!
- Enjoy higher return rate
5x5 and 7x7 Deposit
Up to 5% interest rate for the 5 years deposit and up to 7% for the 7 years deposit. Enjoy the growth of your investment!
- Possibility to get the interest yearly
- Capitalize the interest in the deposit
- Enjoy higher return rate
Saving Plan
Save automatically from your current account. Choose your amount you want to save and saving date
- Offered without any monthly fee
- Automatic funds transfer from your current account
- You decide the amount and the transfer date of the funds
Saving Account
Enjoy the advantages of a deposit and a current account in a single account.
- Available liquidity to be used at your convenience
- Free to transact anytime
- There is no mantainance fees
10 or 15 months Deposit in USD
Create your own 10 or 15 months Deposit in USD! Enjoy High Interest!
- One of the best Deposit in USD in the market
- Enjoy our high interest rate
- Choose your favorite maturity term, 10 or 15 months
Treasury Bills
Always safer with the short-term investment instruments issued by the Bank of Albania and the Ministry of Finance.
- Sovereign Risk is 0 % in LEK
- Prepaid Interest in the moment of investment
- A liquid investment due to the short term tenor
Treasury Bonds
Take advantage of the long-term debt instruments issued by the Albanian Government.
- The maturity of Treasury Bills are 2, 3, 5, 7 & 10 Years
- Sovereign Risk is one of the advantages of the Treasury Bonds
- Longer maturity for long-term investments or for diversification
- Commercialized in the secondary market
- They can be sold in every moment within their maturity
Terms, Conditions & Interest Rate for Individuals
about deposits
*The deposits interest is applied in annual bases, no. of days/365.
All the citizens’ deposits are secure based on the Law no. 53/2014. “On Deposits Insurance”, dated 22.05.2014; The deposit in the Bank is insured by Deposit Insurance Agency up to the amount of 2,500,000 ALL www.asd.gov.al
This is a promotional material please refer to the Term & Conditions for full details, visit one of our branches or contact us in the Call Center Service