Loans
New home? New business? A dream not yet realized?
Discover the best solutions for the way forward.
Discover the best solutions for the way forward.
Benefits
Personalized
Fixed monthly installments
Different currencies
Find all our loans
Use the buttons below to find the Loan you need
Personal Green Loan
ESG Product
Financing opportunities for projects that help reduce energy consumption and improve the quality of life.
- Improvement of quality of life and environmental conditions.
- Grant up to 20% of the loan amount upon completion of the investment.
- Energy savings and reduction of monthly bills.
- Increase in property value.
Mortgage Green Loan
ESG Product
Financing opportunities for projects that help reduce energy consumption and improve the quality of life.
- Improvement of quality of life and environmental conditions.
- Grant up to 20% of the loan amount upon completion of the investment.
- Energy savings and reduction of monthly bills.
- Increase in property value.
Youth mortgage loan
ESG Product
A dedicated mortgage loan for youth people aged from 20-30 years old.
Competitive interest rates and eased conditions.
- Financing up to 100%
- Up to 30 years for financing
- Fixed interest rate for the entire loan duration
- For the first year you can pay only the interest
Personal Loan up to 1.4 million LEK
Are you looking for a "big" Loan with fantastic conditions to use as per your needs?
- Very transparent offer in Lek & Euro
- Covers your liquidity needs
- No need for a collateral or guarantee
- Interest starting from 4.2%
House mortgage
The house of your dreams can now be yours. You choose and we support you.
- Very transparent offer in Lek & Euro
- Up to 30 years
- Bank participation in financing is up to 100% of the property value
24 hours Loan
Make plans for tomorrow! Fast Personal Loan helps you to achieve your aim in 24 hours!
Now you can apply entirely online!
- Only 24 hours for processing time
- No need for a collateral or guarantee
- No need for a guarantors
AUTO Leasing
AUTO Leasing is the ideal solution for new & used car
- Thanks to the suppliers' independence, You get the best offers
- Protected by the insurance policies
- As per your payment capacity
- No need to use your own liquidity to purchase the vehicle
- All costs are known at the start of the Lease Agreement
Soft Loan
ESG Product
Intesa Sanpaolo Bank Albania offers Home Loans with very favorable conditions for all individuals and families who benefit from the Social Housing Program.
- The payment period is up to 30 years
- Up to 85% of the house value
- Zero commission maintenance fee
Pre-approved Loan
A loan approved in advance by the bank for clients that meet risk requirements.
- Very transparent offer in Lek & Euro
- Covers your liquidity needs
- No need for a collateral or guarantee
- No need for a guarantors
- No administration fee to be applied for applications until Jun,15 2025
Students Loan - EDU Kredi
Focus on your studies, let us think about the reset. We support you to live your best student years.
- No need for a collateral or guarantee
- Fast application procedure and approval
- Payback time up to 7 years
Insurance products
Intesa Sanpaolo Bank Albania offers insurance packages for consumer loan and home loan products. Financial protection and security during the loan.
- Financial protection during the loan repayment period.
- Different types of coverage for various risks.
- Loan coverage for the entire tenure.
- In collaboration with the international company SIGAL GROUP AUSTRIA.
Refinancing mortgage
Transfer your current mortgage that you have with another bank and enjoy the advantages and favorable interest rates
- Very transparent offer in Lek & Euro
- Up to 30 years
- Fast response
Non-residential spaces mortgage
New store? Second house? New Garage? If you want to invest in real estate, than this mortgage loan is right for you!
- Bank participation is up to 50% of the property value
- Up to 30 years
All purpose mortgage
Are you planing your next investment? We are your financial partner in your every step!
- Most favorable interest rates in the market
- Fast response
- Very transparent offer in Lek & Euro
Overdraft Retail
Unforeseen expense? Do you urgently need cash? We have a solution!
- A quick way to have more cash in your account available anytime
- Simple application process and fast approval
Overdraft with Cash Collateral
Get liquidity from your accounts and deposits!
- Your account will be credited in record time
- No interest is applied if the funds are not used
- There is no need for additional documents
Overdraft
A special gift for you or your family? Unforeseen expense? We have a solution!
- No need for a collateral or guarantee
- No need for a guarantors
- Pay interest only for the used funds
- No administration fee to be applied for applications until Jun,15 2025
Car Loan
Discover our loan up to 6.000.000 Lek for your next car. Let your dream drive you.
- Up to 2.800.000 Lek or 20.000 EUR for used car
- Up to 6.000.000 Lek or 40.000 EUR for new car
- Cars purchased from the Concessionaries or Car dealer
Information
All Albanian nationals, with residence in Albania, with regular income, 100% declared, are qualified for loans, where payments are made through the banking system.
* This is an advertising publication.
Attention! This is a loan product that has costs related to it. To find out about full product -related costs and all working conditions, visit the nearest branch or call the Digital Branch service.
