Life insurance for unsecured loans
Benefits
Credit Card / Bank Deposit
In case of critical illness coverage
Consumer Loan
Full repayment of outstanding balance
A life insurance product linked to unsecured credit facilities (Consumer loans / Credit cards / Salary overdraft). In the event of Loss of Life or critical illness, the outstanding balance is covered under the terms of the contract.
An unsecured loan can become a financial burden for your family.
Unsecured loan life insurance helps you protect yourself and your loved ones by ensuring that your financial obligations are met in unexpected times.
- Financial protection for your family
- Coverage in the event of loss of life
- Coverage for critical illness
Because financial security should not be left to chance.
How to apply?
If you choose to take out life insurance with one of the life insurance companies for which the Bank is licensed to be an agent, then the application is made in every branch of Intesa Sanpaolo Bank Albania before the loan is disbursed.
Important Legal and Regulatory Information for Life Insurance linked with Unsecured Loans
Pricing: For specific premium rates and conditions, please contact a licensed Intesa Sanpaolo Bank Albania Life insurance agent at any branch.
Required Documentation: Contact a licensed Intesa Sanpaolo Bank Albania life insurance agent at your nearest branch for full documentation requirements
Legal Disclaimers
- Coverage is subject to the terms and conditions of the insurance policy
- Exclusions may apply depending on insurer rules
- Insurance product is not a bank deposit and is not covered by deposit guarantee schemes
- Customers must review pre-contractual documentation before signing
- The insurance company is fully responsible for claim payments
