Insurance Intermediation (Life Insurance)
Brokerage of life insurance products, related to mortgage loan products, unsecured loans and combined life insurance.
Benefits
Prevents transfer of obligations
Coverage of up to 2 monthly
Full repayment of outstanding balance
Life insurance products
Use the buttons below to find the insurance you need
Life Protection for Mortgage Loans
Life protection product linked to mortgage loans, designed to ensure repayment of the outstanding loan balance in case of insured events
- Coverage of up to 2 monthly installments in arrears
- Coverage up to 6 monthly installments
- Full repayment of the outstanding loan balance upon an insured event.
- Annual or upfront insurance premium for the full loan term.
Life Insurance for unsecured loans
Life Insurance linked to unsecured loans, ensuring repayment protection in case of unexpected life events.
- Unpaid credit card or bank advance payment obligation.
- Coverage up to 6 monthly installments
- Full repayment of the remaining obligation
- Consumer loans: outstanding balance + up 2 monthly installments
Standalone Insurance
Financial coverage for beneficiaries chosen by the insured, according to risks such as loss of life, disability as a result of accidents.
- Annual premiums with the option to renew each year
- Coverage tailored to individual needs and circumstances
Disclaimer
Intesa Sanpaolo Bank Albania is licensed by the Financial Supervisory Authority to act as an insurance agent for life classes, for the insurance companies: Albsig Jetë Sh.a and Sigal Life Insurance Group Sh.a according to License no. 1142/2, dated 29.04.2026. For these two insurance companies, the Bank Agent is authorized to present and provide information on the terms of the life insurance product. In any case, the client is free to choose between insurance companies licensed by the Financial Supervisory Authority (AMF).
Legal Notices
- Insurance coverage is subject to the terms and conditions applicable to the insurance policy.
- Exceptions may apply depending on the rules of the insurance company.
- This insurance product is not a bank deposit and is not covered by the ASD
- Clients are required to review all pre-contractual documentation before signing.
- The insurance company bears full responsibility for claims payments.
