Benefits
Life insurance products
Life Insurance for Mortgage Loans
- Coverage of up to 2 monthly installments in arrears
- In case of Critical illness, covers up to 6 monthly installments
- Full repayment of the outstanding loan balance upon an insured event.
- Annual or upfront for the full loan term
Life Insurance for unsecured loans
- In case of Critical illness, covers up to 6 monthly installments
- Credit card or overdraft: outstanding utilized amount
- Single upfront premium covering the full loan tenor
- Consumer loans: outstanding balance + up 2 monthly installments
- Credit card / salary overdraft: up to 10% of the approved limit
Sigurimi i Jetës i Kombinuar
- Annual premiums with the option to renew each year
- Coverage tailored to individual needs and circumstances
Disclaimer
Intesa Sanpaolo Bank Albania is licensed by the Financial Supervisory Authority to act as an insurance agent for life classes, for the insurance companies: Albsig Jetë Sh.a and Sigal Life Insurance Group Sh.a according to License no. 1142/2, dated 29.04.2026. For these two insurance companies, the Bank Agent is authorized to present and provide information on the terms of the life insurance product. In any case, the client is free to choose between insurance companies licensed by the Financial Supervisory Authority (AMF).
Legal Notices
- Insurance coverage is subject to the terms and conditions applicable to the insurance policy.
- Exceptions may apply depending on the rules of the insurance company.
- This insurance product is not a bank deposit and is not covered by the ASD
- Clients are required to review all pre-contractual documentation before signing.
- The insurance company bears full responsibility for claims payments.