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Savings

What you are saving for?
Whatever it is you’re dreaming of, we’ll build it together.

Benefits

Different currencies

Available in your favorite currency, LEK or EUR

High interest

Benefit high interest rates!

Safe

Enjoy the best banking service!

Savings types

Find the type of savings that suits you best

4% deposit in LEK

Enjoy a calm future with high and fixed interest rates for 5 years.
  • A very advantageous interest rate of 4% for 5 years.
  • Every year, more money in your account to fulfill your needs.
  • Possibility to switch your deposit from EUR to LEK, gaining benefits
TEST

18 & 30 months Deposit

Choose the option that fits you best and take advantage of the increasing interest rates.
  • Possibility to get the interest yearly
  • Enjoy the best interest rate!
  • No penalties for premature breakdown
Depozita 18&30 mujore

Treasury Bills

Always safer with the short-term investment instruments issued by the Bank of Albania and the Ministry of Finance.
  • Sovereign Risk is 0 % in LEK
  • Prepaid Interest in the moment of investment
  • A liquid investment due to the short term tenor
Bono Thesari

Treasury Bonds

Take advantage of the long-term debt instruments issued by the Albanian Government.
  • The maturity of Treasury Bills are 2, 3, 5, 7 & 10 Years
  • Sovereign Risk is one of the advantages of the Treasury Bonds
  • Longer maturity for long-term investments or for diversification
  • Commercialized in the secondary market
  • They can be sold in every moment within their maturity
Obligacione Qeveritare

Standard Time Deposit

Find the right combination of amount and tenor of the deposit to get your best interest rate
  • Interest fixed during the tenor
  • Earn best interest
  • You can break down the deposit before the maturity date
Depozita me afat

Upfront Interest Deposit

You do not have to wait until deposit maturity time to enjoy the interest. Get it now!
  • Interest payable upfront
  • Enjoy higher return rate
Interes i Parapaguar

Stafete Deposit

Choose our Stafetë Deposit, where months compete with each other offering you an increasing performance.
  • Interest payable every month
  • Interest reinvestable!
  • Enjoy higher return rate
Depozita Stafete

5x5 and 7x7 Deposit

Up to 5% interest rate for the 5 years deposit and up to 7% for the 7 years deposit. Enjoy the growth of your investment!
  • Possibility to get the interest yearly
  • Capitalize the interest in the deposit
  • Enjoy higher return rate
Depozita 5 dhe 7 Vjet

Saving Plan

Save automatically from your current account. Choose your amount you want to save and saving date
  • Offered without any monthly fee
  • Automatic funds transfer from your current account
  • You decide the amount and the transfer date of the funds
Plani i kursimit

Saving Account

Enjoy the advantages of a deposit and a current account in a single account.
  • Available liquidity to be used at your convenience
  • Free to transact anytime
  • There is no mantainance fees
Llogari Kursimi

about deposits

*The deposits interest is applied in annual bases, no. of days/365. 
All the citizens’ deposits are secure based on the Law no. 53/2014. “On Deposits Insurance”, dated 22.05.2014; The deposit in the Bank is insured by Deposit Insurance Agency up to the amount of 2,500,000 ALL www.asd.gov.al
This is a promotional material please refer to the Term & Conditions for full details, visit one of our branches or contact us in the Call Center Service

Need help?
Contact our customer service
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+355 4 22 76 000

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