Life insurance for Mortgage loan

This product provides financial coverage linked to a mortgage loan. In the event of an insured occurrence, loss of Life or critical illness, the outstanding loan balance is covered under the terms of the contract, relieving the insured person's heiresses of the remaining financial obligation.

Get Combined Mortgage Insurance with Critical Illnesses and benefit from:

• Full repayment of the loan in case of loss of life.
• In case of occurrence of one of the critical illnesses*, coverage of 6 subsequent installments of the loan, up to the amount of 360,000 lekë.
• For immediate payment of the premium, a deduction from the insurance premium equal to the number of years of the loan minus 1.

Insure your loan and health in a single product.

*Critical illnesses are: Heart Attack, Cancer, Stroke, Renal Failure, Paralysis.

If you choose to take out life insurance with one of the life insurance companies for which the Bank is licensed to be an agent, then the application is made before the loan is disbursed.

Pricing: For specific premium rates and conditions, please contact a licensed Intesa Sanpaolo Bank Albania Life insurance agent at any branch.

Required Documentation: Contact a licensed Intesa Sanpaolo Bank Albania life insurance agent at your nearest branch for full documentation requirements

Legal Disclaimers

• Coverage is subject to the terms and conditions of the insurance policy
• Exclusions may apply depending on insurer rules
• Insurance product is not a bank deposit and is not covered by deposit guarantee schemes
• Customers must review pre-contractual documentation before signing
• The insurance company is fully responsible for claim payments