Life insurance for Mortgage loan

Benefits

Coverage of up to 2 monthly installment

Coverage of up to 2 monthly installments in arrears

In case of critical illness coverage

Coverage up to 6 monthly installments

Full repayment of the outstanding loan

Full repayment of the outstanding loan balance upon an insured event.

Payment options

Annual or upfront insurance premium for the full loan term.

This product provides financial coverage linked to a mortgage loan. In the event of an insured occurrence, loss of Life or critical illness, the outstanding loan balance is covered under the terms of the contract, relieving the insured person's heiresses of the remaining financial obligation.

Do you have a mortgage loan? Don't leave it to chance. A serious diagnosis doesn't give you time

Get Life protection for Mortgage and benefit from:

  • Full repayment of the loan in case of loss of life.
  • In case of occurrence of one of the critical illnesses*, coverage of 6 subsequent installments of the loan, up to the amount of 360,000 lekë.
  • For immediate payment of the premium, a deduction from the insurance premium equal to the number of years of the loan minus 1.

Insure your loan and health in a single product.

*Critical illnesses are: Heart Attack, Cancer, Stroke, Renal Failure, Paralysis.

How to apply?


If you choose to take out life insurance with one of the life insurance companies for which the Bank is licensed to be an agent, then the application is made in every branch of Intesa Sanpaolo Bank Albania  before the loan is disbursed.

Important Legal and Regulatory Information for Mortgage-Linked Life Insurance

Pricing: For specific premium rates and conditions, please contact a licensed Intesa Sanpaolo Bank Albania Life insurance agent at any branch.

Required Documentation: Contact a licensed Intesa Sanpaolo Bank Albania life insurance agent at your nearest branch for full documentation requirements

Legal Disclaimers

  • Coverage is subject to the terms and conditions of the insurance policy
  • Exclusions may apply depending on insurer rules
  • Insurance product is not a bank deposit and is not covered by deposit guarantee schemes
  • Customers must review pre-contractual documentation before signing
  • The insurance company is fully responsible for claim payments

Need help?

Contact our digital branch service

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